Payment methods and Payment Service Providers

Bigger textSmaller text

Payment iconWith EasyWebshop you can offer all common payment methods or payment options.

The world of online payments is very complex. In this chapter we bring some clarity in the possibilities.

Payment method
This allows the customer to pay. For example: bank transfer, Bitcoin, credit card.
Payment Service Provider
A Payment Service Provider (PSP) is a company that processes online payments for you. Most PSPs are collecting PSPs. This means that you create an account at the payment service provider and they receive the money for you. The PSP acts like a payment terminal in a restaurant, but is virtual instead of a physical device.

You can find this item at Settings > Payment methods.

If Payment method is not displayed in the menu, first adjust the user level to Advanced, at Settings > User experience level.

Payment methods

PaymentDescription
Payment on invoicePayment on invoiceThis allows your customers to pay after they have received their order.
BanContact / MisterCashBanContact / MisterCashThis payment method is used in Belgium but is certainly not the most widely used local payment method. Belgian BanContact is much smaller than the Dutch iDEAL.
Bank transferBank transferYour customer pays by bank transfer or through his or her online banking account by entering their bank details. This does not require a payment service provider, you only need a bank account. There are of course no charges for this payment method.
BitcoinBitcoinYour customers can pay with Bitcoins. Bitcoin is available worldwide.
Payment on collectionPayment on collectionYour customer picks up the product himself and pays on location. There are no PSP charges for this payment method.
In this case, make sure there is a shipping method "Pick up".
Payment on deliveryPayment on deliveryThe customer pays the postman or courier when the order is delivered.
In this case, make sure there is a shipping method "Collect on delivery".
KlarnaPartial paymentThis allows your customers to spread their payments after they have received their order.
GiropayGiropayGiropay is an Internet payment System in Germany, based on online banking.
iDEALiDEALWith this payment method, your customer can pay directly online through a Dutch bank. This is the recommended payment method if you sell to Dutch customers.
MaestroMaestroEuropean debit card which has about 250 million users.
MasterCardMasterCardMasterCard is available worldwide and is widely used for online payments.
PayPalPayPalYour customer pays directly online through Paypal. To use this payment method, both you and your customers need a (free) PayPal account.
SofortbankingSofortbankingNew payment method designed for online payments within Europe. Sofortbanking is especially popular in Germany.
VisaVisaVisa is available worldwide and is widely used for online payments.

Payment Service Providers

EasyWebshop separates payment methods from payment service providers. This way, you can have a separate payment service provider for each payment method. In some situations this is more economical.

Payment Service ProviderPayment methodsUser friendlyDirect paymentRates
Your bankBank transfer (customer wires the amount to your bank account)StarStarStarStarStarNo 1-5 business days
  • Free
BitcoinThe customer pays with a digital wallet or smartphoneStarStarStarStarStarYes Yes
  • Free
KlarnaPayment on invoice, Partial payment StarStarStarStarYes Yes
  • Setup fees
  • Monthly fee
  • Transaction fee
  • Invoice cost
View rates
MollieCredit card, SOFORT Banking, iDEAL, Bancontact/Mister Cash, Bank transfer, PayPal, BitcoinStarStarStarStarStarYes Yes
  • Transaction fee
View rates
PayPalIDEAL, MasterCard, American Express, Visa and PayPal balanceStarStarStarStarYes Yes
  • Transaction costs
View rates
SofortbankingSofortbanking, iDEALStarStarYes Yes
  • Setup fees
  • Transaction costs
View rates
TargetPayBancontact / MisterCash, iDEAL, SofortbankingStarStarStarStarStarYes Yes
  • Transaction costs
View rates

View all payment providers

How to set payment options in my shop?

Easy

You can make a connection to a payment service provider in a user friendly way at Settings > Payment methods. We recommend this method.

For most payment service providers an identification is obligated. After verification your payment service provider will allow you to accept payments.

Advanced

  • Install the app from the payment service provider at the App Webshop
  • Enter any additional data needed to connect with the payment service provider
  • Choose the payment methods you want to connect
  • Test by placing a test order in your shop

Installing apps in EasyWebshop is easy and can be done by a non technical person. All instructions can be found in the App shop.

Setting up an account with the payment service provider may be less straightforward. We can not offer support here because this is not a part of our software. If you have questions, contact the helpdesk of the payment service provider.

Comparing payment providers

The world of online payments is complex and extensive. Which is why we've compiled a thorough comparison for our customers. Our comparison shows that new players generally offer better pricing. In addition, European providers are usually cheaper and support a wider range of payment methods.

View the comparison

EasyWebshop gives you the freedom of picking your preferred payment provider(s). Our system is integrated with the most important European payment providers. You can even choose a specific payment provider for each payment method. Which means that combinations such as Mollie, Blockchain and PayPal are possible. In addition, new payment providers can also be integrated using our app platform.

Setting payment costs for your customers

You can pass the costs of payment service providers to your customers.

For example:

  • Bank Transfer: Free
  • Bancontact / Mister Cash: € 0.25 + 1.75%
  • iDEAL: € 0.44
  • Visa / Mastercard: € 0.35 + 3.4%

Navigate to Settings > Payment methods. For each payment method you can set a flat fee and a percentage.

Make sure your customers always have the option to choose a payment method for which they do not have to pay extra. Otherwise, customers will cancel their order during checkout.

Payment costs are compatible with all payment methods and payment service providers, the POS system, all currencies, invoicing and VAT. If your customer changes the payment method after the order (for example, the balance on the debit card is insufficient), the payment costs will be recalculated automatically.

Displaying payment logos on your shop

  • Navigate to Settings > Shop settings
  • Change the option Show payment logos

Here you can select whether or not to display the logos of the payment methods in the sidebar of your layout or on your homepage.


Next page: Invoices and Terms & Conditions

Starter Wiki

Wiki



Frequently Asked Questions Contact